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Who knows what the rest of this might bring, but one thing that we know for certain is that our budgets are definitely changing.
We some people losing all or part of their salaries and the majority of us spending more time at home and no visits to restaurants and bars, our budgets probably look a lot different than they did a couple of months ago. How can you ensure that your budget is still working for you?
Boost your savings
Now that some of us have experienced more uncertainty around our incomes, we are probably reflecting on our financial situation with regards to the future. If you have the ability to, now is a good time to start working on building up your emergency funds.
Think about energy
With more time at home, your energy bills are going to increase. Back sure that you are taking steps to minimise usage at home but also put some money aside for when that bill lands. If you pay quarterly it could still be a couple of months away yet.
Create a “celebration” fund
If you can afford it, then why not put some money aside each month as spending money for when we can all go out and socialise again. You might want to spend it on some meals out, some new clothes or even a holiday. Plan for that now by including it in your budget.
Watch your food spending
Our food spending has gone up. It seems the closer we are to the fridge the more we are likely to eat. Therefore, factor in some budget for (healthy) snacks and take steps to keep your costs down. Check out the giveaway below too.
Supermarket Voucher Giveaway
As so many of us are struggling financially right now, I’ve teamed up with some fellow bloggers for a great giveaway. We have over £100 worth of supermarket vouchers to help two lucky winners with their grocery shopping!!
First prize is a whopping £75 voucher. A runner up will receive a £30 voucher. Both vouchers will be for supermarkets of winner’s choice*.
*Prize will be e-vouchers for supermarkets with home delivery and gift cards available (Tesco, Asda, Sainsbury’s, Waitrose, and Iceland) subject to availability.
Meet the Bloggers
All of the lovely bloggers listed below have contributed towards this giveaway prize. Please make sure to check out their blogs via the links below. Many of them have excellent giveaways available too (I should know, I’ve entered most of them!).
Disclaimer: Remember the information you read here does not represent advice. Any ideas or suggestions are just that and may not work for you. Read the full disclaimer here.